See clearly.
Insurance We Accept
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Harvard Pilgrim
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ME Community Health Options
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MaineCare
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Martin's Point
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Martin's Point Generations
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Medicare
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Tricare
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United Healthcare
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Aetna
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Aetna Vision
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Anthem BCBS
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Anthem Federal
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Aspire
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Blue View Vision
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Cigna
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Cigna Vision
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EyeMed
If you have questions about whether your insurance is accepted here or what services are covered under your plan, please contact us.
Smart Eye Care also accepts Care Credit, which is offered through Synchrony Bank. If you would like to sign up for Care Credit, contact Synchrony Bank directly.
Understanding Your Benefits
Services that are always considered medical are:
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Tests
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Labs
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Imaging
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Exams for specific conditions or injuries
We know insurance can be confusing, and we're here to help!
Services our practice provides may be designated Routine or Medical. In some cases, like comprehensive eye health exams, the nature of a service can only be determined during an examination. If you have a medical condition that affects the health of your eyes and/or your vision, your doctor will determine during your visit whether your exam meets the requirements of a routine (preventative care) service or a medical service, and we will bill your medical or vision insurance accordingly.
Why are these services necessary?
If your doctor notices something out of the ordinary in your eyes, it’s important to examine it in more depth. Sometimes diseases of the eye impact your vision in ways that can be corrected. Sometimes these diseases are degenerative and their progress can be slowed with treatment and monitoring. Sometimes brain or vascular diseases that have not yet developed noticeable symptoms can be detected in your eyes.
We encourage you to ask questions if you don’t understand the purpose of a service. You can always decline any service or test we recommend.
If you are unsure whether a service is covered under your plan, or whether your plan’s deductible has been met, contact your insurance before your visit. Our clinic staff will check your insurance, but your insurance may not always provide us with accurate information; it is best to get an answer directly from your carrier.
We strive to be completely transparent with our patients. If you have questions during your visit about the nature of your exam, or about any other services or procedures we provide, ask your doctor or the clinic staff.
Services that may be considered either routine or medical are:
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Comprehensive eye health exams
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Refractions (prescription determination)
Forms & Resources
Please note that if you have an outstanding balance on services, fees, or products you have already picked up, you will be expected to pay your balance in full prior to your appointment.